The story behind Paw Protect

Paw Protect, the future of pet insurance

We’re passionate about the benefits of pet insurance, but we know it’s not perfect.

That’s why we started Paw Protect.

When you have pet insurance and need to make a claim, you have to pay the vet bill up-front and then claim the money back. But 59% of Americans say they wouldn’t be able to cover an unexpected bill for $500. Tragically, that means countless pets being needlessly put to sleep just because their pet parents couldn’t afford to pay a vet bill out of their own pocket before claiming it back. “It’s heartbreaking having to say goodbye to a pet we could’ve saved,” says Dr. Kevin McEvilly DVM, from the Palms & Paws Veterinary Center in Santa Monica, California. It’s something that he and thousand of vets face on a daily basis.

But Paw Protect is different. Paw Protect gives you the option to apply for a $2,000 interest-free line of credit from Paytient to pay vet bills* up front, subject to approval. Use the virtual Paytient Visa® card to pay for your pet’s care without drawing on your savings or putting it on your credit card. Not only are there no interest or fees, there are no credit checks either!

Paw Protect: it’s how pet insurance should be.

Why did we launch Paw Protect?

How are we different?

We’re shaking up pet insurance – see how!

Woman on phone with dog

What do real Pet Parents think?

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Having to find the money to pay a vet bill has been such a stress! Finally a company is helping people out! Thank you Paw Protect!


Salt Lake City

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I didn’t have pet insurance before because I knew I wouldn’t be able to pay a vet bill. Now I have a policy with Paw Protect and I know I can protect my darling lab Bella.



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Seriously, why has no insurance company done this before? I love you Paw Protect!

Lauren T


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My mom couldn’t afford to pay a vet bill for our old collie Luna and so her condition just got worse and worse. It broke my heart. Our 1-year-old Yorkie just got insured with Paw Protect as we know this won’t happen. 😊


San Diego

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I can’t believe it’s taken so long for this to happen! Having to pay a vet bill first and then wait for the money is SO unfair!!! Good job Paw Protect. Great service so far.