Paw Protect vs Figo: Verdict
The biggest difference between Paw Protect and Figo is Paw Protect offers customers an optional $2,000 interest-free line of credit to help pay vet bills* up-front†, through a virtual Visa card from Paytient.
With Figo, you have to pay the vet bill out of your own pocket and then claim the money back, minus your deductible and copay.
Both insurers offer a 24/7 pet telehealth line, wellness plans, and short waiting times for accident coverage. They also cover behavioral treatment.
Here’s how they stack up:
Pet insurance without paying vet bills* up-front† | ||
---|---|---|
Annual coverage options | $5000, $10,000, Unlimited | $5,000, $10,000, Unlimited |
Deductible options | $100, $250, $500 | $100, $250, $500, $750, $1,000, $1,500 |
Reimbursement options | 70%, 80%, 90% | 70%, 80%, 90%, 100% |
Coverage start | 2 days accident, 14 days illness | 1 day accident, 14 days illness |
Maximum age at sign-up | 14 years accident and illness, 15+ accident only | No maximum |
Vet exam fees included | ||
Dental accidents covered | ||
Dental illness covered | ||
Wellness plan offered | ||
24/7 Telehealth | ||
End of life coverage included | ||
10% Multi-pet discount | ||
Military discount |