Ask any pet parent and they will reliably inform you that pets have an uncanny ability to put themselves in harm’s way.
Fairly certain that your dog will be sensible enough to not eat that plastic toy soldier left lying on the carpet? Think again. Sure that your kitten won’t attempt that overly ambitious leap from the top of the sofa back down to ground level? You might be surprised.
Will pet insurance cover emergencies?
The good news is that the veterinary bills from these sorts of unforeseeable mishaps are included under general accident and illness coverage – as long as you’re out of the waiting periods and the condition is not pre-existing, you’re good to go. It also protects your precious pets against a much wider range of illnesses and ailments, including chronic conditions and minor treatments, making it a great value and providing peace of mind during a crisis. Hip dysplasia? ACL injuries? Dental accidents? Don’t worry – with pet insurance, you’ll be covered.
Can I get accident-only pet insurance?
Yes. Some providers, such as Paw Protect, provide accident-only coverage for dogs and cats. In this instance it’s for pets over 15 years of age.