It’s easy to think that keeping your pet behind closed doors removes them from harm’s way. Outside there are fast-moving cars and nasty germs; inside there’s nourishing food and a warm spot to snooze by the radiator.
But life isn’t that simple. Just look at the many reasons humans need medical treatment. Sure, falling off a bike or a bout of sunstroke could have been prevented by staying indoors, but even the most reclusive of hermits get sick.
Well, it’s the same with animals. So, do indoor cats and dogs need pet insurance? We say yes, and here’s why.
Does pet insurance cover indoor cats or dogs for accidents?
Yes, pet insurance covers your indoor pet for accidents. While you might not like to dwell upon the bad things that could happen to your furry friend, and hope that being at home will keep them safe, accidents can happen.
What if an intrepid dog consumes something toxic left too close to the edge of the kitchen table? Or a kitten overestimates their ability to climb that curtain and falls in an awkward fashion? Let’s not forget that dental health affects pets of all shapes and sizes.
Long-time pet parents know that animals are always capable of springing surprises. The bad news is that these aren’t always welcome ones. The best you can do is be prepared for the worst with insurance, like Paw Protect’s, that covers treatment and recovery following a household mishap, from exams and surgery to hospitalization and after-care. Not only that, but you’ll also get great dental and emergency coverage!
What happens if my indoor pet gets sick?
So you’ve cushioned every sharp surface and won’t let your little rascal out of your sight? Sadly, that might not be enough to stop them from getting sick.
Things like respiratory conditions, diabetes and cancer can befall animals just as suddenly as they can humans. In fact, some breeds commonly kept indoors are particularly prone to certain inherited problems. Bulldogs and Pugs, for instance – popular indoor dogs – are susceptible to the respiratory condition Brachycephalic Obstructive Airway Syndrome (BOAS) which is a common breed-specific condition.
As well as being traumatic for all involved, these conditions can be pricey, especially without a pet insurance plan to help soften the blow.
Is pet insurance worth it for indoor cats and dogs?
We think the answer’s pretty clear for any responsible pet parent. Yes, your cat or dog might avoid the risks of the outside world, but sadly there are still plenty of ways that they can end up hurt or sick – and unless you have instant access to a lot of ready cash, you risk the possibility that you won’t have the funds to get them better.