Paw Protect vs Lemonade

Paw Protect vs Lemonade: Verdict

Paw Protect covers dental care, behavioral therapies, and has a 24/7 pet helpline. Lemonade doesn’t offer 24/7 pet telehealth, and coverage for vet exam fees has to be added as an extra. 

Here’s more detail on how they stack up:

Annual coverage options$5000, $10,000, Unlimited$5,000, $10,000, $20,000, $50,000, $100,000
Deductible options$100, $250, $500$100, $250, $500
Reimbursement options70%, 80%, 90%70%, 80%, 90%
Coverage start14 days2 days accident,
14 days illness
Maximum age at sign-up5 years accident and illnessVaries by breed
Vet exam fees included
Dental accidents covered
Dental illness covered
Wellness plan offered
24/7 Telehealth
End of life coverage included
10% Multi-pet discount
Military discount

Information correct as of May 2023

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Paw Protect vs Lemonade: Claims process

Paw Protect is similar to most pet insurance companies: you pay your vet bill up-front and then claim the money back, less your deductible and copay. Lemonade claims are made through its app. An invoice and receipt have to be uploaded, then, once the claim is approved, the payment goes straight into your bank account.

French Bulldog