Paw Protect vs Fetch: Verdict
The biggest difference between Paw Protect and Fetch is Paw Protect offers customers an optional $2,000 interest-free line of credit to help pay vet bills* up-front, through a virtual Visa card from Paytient†. With Fetch, you have to pay vet bills yourself out of your own pocket, then claim the money back.
Both insurers offer comprehensive coverage – including vet exam fees, dental, behavioral treatments, alternative therapies, diagnostics and euthanasia fees – and a 24/7 pet telehealth line.
Here’s how the two insurers compare in more detail:
Pet insurance without paying vet bills* up-front† | ||
---|---|---|
Annual coverage options | $5000, $10,000, Unlimited | $5,000, $10,000, $15,000 |
Deductible options | $100, $250, $500 | $300, $500, $700 |
Reimbursement options | 70%, 80%, 90% | 70%, 80%, 90% |
Coverage start | 2 days accident, 14 days illness | 15 days |
Maximum age at sign-up | 14 years accident and illness, 15+ accident only | No maximum |
Vet exam fees included | ||
Dental accidents covered | ||
Dental illness covered | ||
Wellness plan offered | ||
24/7 Telehealth | ||
End of life coverage included | ||
10% Multi-pet discount | ||
Military discount |