Paw Protect vs ManyPets: Verdict
Paw Protect offers customers an optional $2,000 interest-free line of credit to pay covered vet bills* through a virtual Paytient Visa card†. It means you don’t have to find the money up-front.
With ManyPets, you pay the bill and then claim the money back, minus your deductible and copay.
For waiting periods, Paw Protect’s is 14 days for illness and two days for accidents, while ManyPets requires 15 days for illness or accidents. But ManyPets reduces this to 24 hours if you’re switching from another insurer.
Here’s how they compare:
|Pet insurance without paying vet bills* up-front†|
|Annual coverage options||$5000, $10,000, Unlimited||Unlimited|
|Deductible options||$100, $250, $500||$500|
|Reimbursement options||70%, 80%, 90%||70%, 80%|
|Coverage start||2 days accident,|
14 days illness
|Maximum age at sign-up||14 years accident and illness,|
15+ accident only
|Vet exam fees included|
|Dental accidents covered|
|Dental illness covered|
|Wellness plan offered|
|End of life coverage included|
|10% Multi-pet discount|